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McEachran Financial offers the following financial services that can be utilized in your financial plan. Most successful plans use a variety of these services and each can be modified to fit your needs throughout retirement.
Investment Management
Providing stable growth potential through utilizing risk managed approaches.
Wealth Accumulation
When trying to accumulate wealth, time is of the essence. It is never too early to start investing, and the earlier you start the better the payout can be. Compound interest increases the longer you invest, thus the rate and amount in which you allocate should depend on your individual situation.
Investments
We are living in a time where the stock market seems to be exceptionally volatile because of world events, politics, and its ordinary market fluctuations. A financial professional can guide you on the right path for your investments. Principal protection is arguably the most important service any financial professional can offer you.
Wealth Management
Risk is always a factor in a financial plan. Some risks can be managed and insured against, while others may be necessary. We can help by discussing all the different types of risks and how we can better manage them. This can give you the peace of mind that you deserve.
Retirement Income Planning
Reducing concern about running out of money during your lifetime.
Annuities
Annuities are arguably the most common, most utilized, yet most misunderstood financial product available to consumers today. In fact, most investors have no idea that there are actually four very different and unique types of annuities available to them. We can provide knowledge and understanding on how this product works.
IRA/RMD Rollover
Many people are given a 401(k) or other savings accounts through their company. Do you know if your money is being well preserved here? Rolling your assets from one savings account or plan to another one may be a great decision for you. We can discuss if this is a good option for you.
Retirement Planning
In today’s world, retirement means something different to everyone. What it should mean is living life on your terms. Whatever retirement means to you – together we can define it and plan for its success.
Income Planning
With modern medicine constantly improving our overall health, people are living longer than ever. While this offers a better and longer standard of living for you to spend time with loved ones and do what you enjoy, the drawback is a greater likelihood of outliving your savings. Planning an income can ensure you live your golden years the way you want to.
Medicare
Medicare programs can be extremely beneficial for retirees who are trying to maximize their finances at this stage in their life. Learn how to qualify for Medicare and if this option is right for you. We work to provide insurance quotes that can provide you a deeper understanding of how Medicare works.
Legacy Protection
Protecting those dependent upon you after you pass and administering unused assets to those you love.
Legacy Planning
Leaving your family members in good standing is one of the most important aspects of a financial plan for our clients. We will help ensure that your family members are taken care of with a structured plan for where your assets will go. Getting all of these aspects in order early is the best decision you can make.
Life Insurance
When people think of life insurance they typically think of term insurance: paying a fixed premium on a monthly basis for a guarantee* from an insurance company to pay a fixed amount of money to one’s beneficiaries. While everyone should have life insurance, it’s important to know that the industry has evolved by creating cutting-edge and versatile products.
*Guarantees are based solely on the financial strength and claim-paying ability of the issuing company and compliance with product requirements.
*Guarantees are based solely on the financial strength and claim-paying ability of the issuing company and compliance with product requirements.
Long-Term Care
Long-term care is utilized when someone requires help with everyday living or has a severe cognitive impairment. These plans are often viewed as “too expensive” when there is no guarantee that you will even need one. However, many don’t realize that in addition to covering unforeseen costs, these funds can also be used towards things such as in-home nursing or physical therapy.
Asset Protection
Protecting your pre-existing assets is the first step in any financial plan. We understand how volatile the stock market and the economy currently are and will work to strategize a plan for you to accomodate with the changes. Examining each client’s situation and educating them about their options helps us make informed decisions together.
